HometraHometra
Track True Home Ownership
Stop obsessing over what you owe. Start tracking what you own. See your actual home equity percentage, calculate if refinancing saves money, and discover how much time extra payments actually cut off your mortgage.
Finally Get Real Answers
Stop guessing about your biggest investment. Get concrete numbers on equity, refinancing savings, and payment strategies—calculated in seconds, stored nowhere but your phone.
Know Your Real Equity %
Most apps show debt. This shows ownership. See exactly what percentage of your home you actually own today.
Will Refinancing Save Money?
Input current vs. new rates and closing costs. Get a clear yes/no answer with dollar amounts and timeline.
Extra Payment Time Savings
Pay $200 extra monthly? See exactly how many years that cuts off and how much interest you avoid.
Your Data Never Leaves iPhone
Zero cloud sync. Zero data collection. Everything calculated locally with Face ID protection.
Real Numbers, Real Decisions
Stop wondering "should I refinance?" or "how much will extra payments help?" Get exact dollar amounts and timelines in seconds.
23% Home Ownership
Not $847K debt. Not monthly payments. Your actual ownership percentage, calculated with current market value.
Refinance Analysis
3.2% vs 6.8% rate with $8K closing costs = $340K saved over 15 years. Clear math, clear decision.
$300 Extra = 8 Years Saved
Add $300 monthly to your payment? Cut 8 years off your mortgage and avoid $127K in interest.
No Cloud, No Tracking
Your mortgage data protected by Face ID, calculated locally, never uploaded anywhere.
23% Home Ownership
Not $847K debt. Not monthly payments. Your actual ownership percentage, calculated with current market value.
Ready to Track Your True Home Ownership?
Join the TestFlight beta and be among the first to see your mortgage from a new perspective. Your data stays private, your progress stays clear.
Beta testing • Free access
Scan with your iPhone
System Requirements
iOS 17.0 or later
iPhone 8 or newer
25 MB storage